Pledger vs Forfeit
Forfeit punishes the miss. Pledger plans the week so you don't miss.
Forfeit is strict: miss a task or fail the proof check and your card is charged. Pledger builds the week around your goal, checks in with a coach, lets the people you choose see your progress and reviews what slipped, with money stakes as an option, not the whole system.
7 days free on the yearly plan. Cancel anytime.
At a glance
The 6 things that make a goal stick
6/6
Pledger
3.5/6
Forfeit
Turns your goal into this week's plan
Daily check-ins and reminders
A coach that knows your goal
People you choose see your progress
Photo proof that you did it
Weekly review: what slipped and why
Full bar: yes. Half bar: partly. Empty: no, or not listed by them. Based on the table below.
Why people pick Pledger over Forfeit
Penalties start you. A plan keeps you going.
Pledger turns the goal into this week's tasks, and the weekly review changes next week around what slipped, so the goal moves forward, not just the streak.
The coach is included
Pledger's AI coach comes with Pro, and the free plan has 10 messages a week. The App Store sells Forfeit's AI coach (Overlord) as its own $12.99 subscription.
People, then money
Your circle sees your week and your photo proof. Add a money stake on a task when you want it; you don't have to bet money to be held to it.
Side by side
Pledger vs Forfeit, feature by feature
What it feels like
A week with Forfeit vs a week with Pledger
Monday
Forfeit
You set a task with a deadline and a stake.
Pledger
Your goal becomes this week's tasks, each with a day, and you sign your pledge.
Wednesday
Forfeit
Before each deadline, you send proof: a photo, GPS or Apple Health.
Pledger
Pledger flags what you're behind on, and your coach helps you move it. Your circle sees your week.
Friday
Forfeit
Miss it, and your card is charged.
Pledger
You tick the task with a photo. Add a money stake on it if you want the extra push.
Sunday
Forfeit
Next week's tasks and stakes repeat unless you change them.
Pledger
Weekly review: what slipped and why. Next week's plan adjusts around it.
Price
What each one costs
Pledger
- Free plan$0, up to 3 goals
- Pro monthly$9.99 / month
- Pro yearly$79.99 / year7 days free, about $6.67 a month
Forfeit
- Premium$7.99 / month or $59.99 / year
- Pro$12.99 / month or $99.99 / year
- AI coach (Overlord)$12.99 / monthSold on its own in the App Store
- StakesYou chooseCharged per missed task
Prices in US dollars, checked 24 Oct 2026. Theirs may have changed since: check their site.
To be fair
Where Forfeit is genuinely good
- The strictest proof of any app here: photo checks, GPS, Apple Health and Screen Time.
- Penalties are immediate and automatic, so there's little room to bargain with yourself.
- Well rated on iPhone: 4.8 out of 5 from 368 ratings.
- An AI coach that can block apps or lock your phone (paid).
Pick Forfeit if: you struggle to start specific tasks you can prove (gym, chores, focus sessions), and an immediate money penalty is what gets you moving.
Pick Pledger if: you have started the same goal more than once, and you want a plan for this week, someone checking in, and a weekly look at what slipped and why.
Switching
Moving over takes about five minutes
- Step 1
Answer a few questions
What you want, why it matters, and what keeps getting in the way.
- Step 2
Sign your pledge
Your goal, your reason and your date, in your own words.
- Step 3
Get this week's plan
Pledger turns the goal into this week's tasks. Your coach is there from day one.
Questions
Pledger vs Forfeit: common questions
No, and that's on purpose. Forfeit's checks (GPS, Apple Health, photo checks) are stricter. Pledger leads with a plan, a coach and your people, and adds a money stake when you want it.
For people who quit their goals
You don't need another tracker. You need to be held to it.
Start free trial7 days free on the yearly plan. Cancel anytime.
Facts about Forfeit checked on 24 Oct 2026 from these sources. Forfeit is a trademark of its owner; Pledger is not affiliated with it. Spotted something out of date? Tell usand we'll fix it.
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